Justin Gallagher

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    Red light cameras don’t mean fewer traffic accidents, they just reshuffle what types occur.

Red light cameras don’t mean fewer traffic accidents, they just reshuffle what types occur.

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As part of efforts to reduce traffic accidents, many cities and towns in the US have introduced red light cameras which electronically assign fines to drivers who break the law. But new research from Justin Gallagher and Paul J. Fisher finds that these cameras don’t reduce accident numbers at all. Instead, they write, the behavior changes caused by red […]

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    Insurance and government assistance means that homeowners often have less debt following a flood disaster

Insurance and government assistance means that homeowners often have less debt following a flood disaster

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Hurricanes like Harvey and Katrina can have a devastating cost for those affected. But how much of this cost is financial? In new research which examines the impact of Hurricane Katrina, Justin Gallagher finds that the total debts of those worst affected by flooding fell compared to those who were not flooded, largely due to a reduction in mortgage […]

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    Homeowners forget about past floods when assessing flood risk and are then repeatedly caught unprepared by the next flood.

Homeowners forget about past floods when assessing flood risk and are then repeatedly caught unprepared by the next flood.

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How do homeowners learn about environmental risks such as flooding?  Social scientists have long observed the phenomenon that individuals appear to be surprised and unprepared for uncertain, but predictable natural disasters.  New research by Justin Gallagher finds that homeowners use the incidence of a new flood to update their belief about the risks of a future flood, but do so […]

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